California Business LoansAt Franklin Financial Company, we work with companies that want to get a small business loan. We take a very flexible approach to credit analysis. We specialize in assisting new companies, rapidly growing companies, turn-around companies and those with special financial challenges that may prevent qualifying for bank financing under traditional lending criteria. Let us assist you in applying for your California CA Small Business Administration guaranteed loan. We provide SBA express loans to women, minority owned businesses, startups, SCORE business clients and growing companies. Plan your application process by getting your business loan online and apply with us today. One loan we offer is the Small Business Administration (SBA) Express Loan Program. Loan approval is partly based on your credit score. We offer Prime Rate based business financing. We are a SBA Preferred Lender. Our typical clients: Short time in business. Have some operating losses. Have some personal credit issues. Have been turned down by bank(s) for bank financing. Have SBA loans that are not large enough to support growth. Financial ratios not in-line for traditional line of credit. Are currently with finance or factoring company. Are turn-around businesses showing at least one quarter of profitability and projections to continue quarterly profitability.
We provide businesses these types of financial requests: Business Credit Line Asset Based Loans Small Business Loans Commercial Business Loans Equipment Leasing Services Business Cash Advance
Let our team of certified SBA lending professionals and cutting edge technology work to your advantage. Great ways to help you obtain working capital for your business. We have business loan programs for all company types. Call us today for our business loan requirements. We have special Veteran VA business loans. Small Office / Home Office Micro Loan (SOHO) in California CA is a product developed to promote the Small Business Administration (SBA) Community Express loan program to provide financial assistance, capital access, technical and management assistance to the underserved segment of the small business community. If you want business capital, in as little as 5 business days, then all you have to do is complete our simple consultation form, Start Now, and we will be in touch with you right away After our initial consultation, you will know exactly what we can do for you and your business. Complete either our online Pre-Application or Quick Contact Form. Just because you have been turned down by another bank should not stop you from speaking to us.... Receive an Business Loan Today!
SBA Lenders in California CAHow a California small business can get a SBA LoanThe SBA offers numerous loan programs to assist businesses; although the actual lending is done by approved SBA lenders, participating banks and private and commercial financial institutions like us. We offer small business owners all types of business loans in California CA. Our loan programs are guaranteed in part by the United States Small Business Administration (SBA).
The Small Office Home Office (SOHO) Community Express Micro Loan is the most basic loan offered by the SBA and is geared toward women, minority and veteran business owners in California CA. It was put in place to help California CA small businesses obtain loan financing when they might not be eligible for business loans through normal lending channels. We also offer the SBA 7(a) and real estate secured SBA 504 loans in all 50 states.

Our loans may be used for start-up, expansion, equipment purchases, working capital, inventory, franchise, business acquisition or real-estate acquisition.
Perfect for SBA Startup, Home Based and Small Business loans in California CA
Don't wait 6 to 8 weeks for a bank loan
Apply for California CA SBA loan online
Your SBA business loan - Prime Rate Based!
You can pre-qualify for SBA loans up to $3,000,000
Low SBA interest rate and up to 25 years to repay!  Money to start new Home Based Business - Okay
No Risk Obligation
Pre-Qualification in Seconds, One Page Online Application
Quick & Easy Capital to Start a New or Expand Existing Business
No Collateral Business Loan - Unsecured Small Business Loans
Have a credit score of over 600 - the higher the better
Low, Affordable Loan Payments, Low Interest Rate
SBA Loan Interest Rates of Prime Plus 4.5% or a lower
No Prepayment Penalties or Balloon Payments
Veteran VA: First payment delayed for 90 days with no interest
Receive Free Online Training to Help Educate You in Marketing, Business Plans, Business Planning, Accounting, and much more...

$5,000 - $50,000 in 2 days! 

SBA 7(a) and 504 loans:
SBA Restaurant Loans
SBA Lines of Credit
SBA Business Acquisition Loans
SBA Franchise / Franchisee Loans

SBA Loan amounts: $50,000 - $3,000,000 

SBA California
Fresno District Office
2719 North Air Fresno Drive, Suite 200 Fresno, CA 93727 Phone: (559) 487-5791 Fax: (559) 487-5636
Los Angeles District Office
330 North Brand, Suite 1200 Glendale, CA 91203 (818) 552-3215
Sacramento District Office
650 Capitol Mall, suite 7-500 Sacramento, CA 95814 (916) 930-3700 Phone (916) 930-3737 Fax
San Diego District Office
550 West C Street, Suite 550 San Diego, CA 92101 (619) 557-7250 FAX: (619) 557-5894 TTY: (619) 557-6998
San Francisco District Office
455 Market Street, 6th Floor San Francisco, CA 94105-2420 (415) 744-6820
Santa Ana District Office
200 W Santa Ana Blvd., Suite 700 Santa Ana, CA 92701 (714) 550-7420 Fax (714) 550-0191 |
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| | | Commercial SBA Loans to $5 million. SBA 7a and SBA 504 Loans72-hour conditional APPROVAL!| SBA 504 & SBA 7a Quick-Qual |
- NO APPLICATION FEES!
- Online Application
- 90% Approval Rate
- NO Credit Checks
- NO Personal Guarantee
- NO Cancellation Fees
- NO Long-Term Contract


 Visit the Small Business Administration to review sbaloans. 
Visit S.C.O.R.E. (the Service Corps of Retired Executives): SCORE of California CA is a Resource Partner in association with the U.S. Small Business Administration, aka SBA.gov
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| California | | | | | | | 1st Centennial Bank | Mr. Abraham Pak | Senior Vice President | 3 Pointe Drive, Suite 201 | Brea, CA 92821 | | 1st Pacific Bank of California | Mr. Ric Schroder | Senior Vice President | 13500 Evening Creek Dr. N., Ste. 100 | San Diego, CA 92128 | | Alliance Bank | Mr. Justin Moon | Vice President & Manager | 100 Corporate Pointe | Culver City, CA 90231 | | American Security Bank | Mr. John Drake | Senior Vice President | 123 E 9th St, Suite 101 | Upland, CA 91786 | | Arrowhead Central Credit Union | Mr. Craig Burdette | VP, SBA Dept. Mgr. | 202 E. Airport Dr. Suite 160 | San Bernardino, CA 92408 | | Bank of America, Small Business Direct Sales | | Bus. Credit Services | 10850 White Rock Rd., Suite 101 | Rancho Cordova, CA 95670 | | Bank of Escondido | Ms. Rhonda Mulvanvey | Assistant Vice President | 200 West Grand Avenue | Escondido, CA 92025 | | Bank of Walnut Creek | Ms. Ruth E. Brown | SVP/SBA Division Manager | 1400 Civic Center Drive | Walnut Creek, CA 94596 | | Bank of the Sierra | Ms. Janice Castle | VP/Manager SBA | 86 North Main Street | Porterville, CA 93257 | | Bank of the West (California) | Mr. Bryan Borders | Senior Vice President | 1400 River Park Drive, Ste.200 | Sacramento, CA 95815 | | Bay Cities National Bank | Ms. Carol Lowry | SBA Department Manager | 1333 S. Pacific Coast Highway | Redondo Beach, CA 90277 | | Beach Business Bank | Mr. Phillip Bond | Exec VP & CCO | 1230 Rosecrans Ave. #120 | Manhattan Beach, CA 90266 | | Borrego Springs Bank, N.A. | Mr. Wm. P. Ruhlman | President | 7777 Alvarado Rd., Ste. 501 | La Mesa, CA 91941 | | Bridge Bank, National Association | Mr. Ralph Barnett | Executive Vice President | 2120 El Camino Real | Santa Clara, CA 95505 | | Butte Community Bank | Mr. Glenn Rilinger | Administrative VP | 936 Mangrove Avenue | Chico, CA 95926 | | California Bank & Trust | Mr. Paul A. Herman | SVP/Manager | 2399 Gateway Oaks Dr, #110 | Sacramento, CA 95833 | | California Oaks State Bank | Mr. Timothy Weaver | VP/SBA Manager | 50 West Hillcrest Drive | Thousand Oaks, CA 91360 | | Cathay Bank | Ms. Chingying Chu | First VP | 1250 S. Fullterton Rd. 2nd. Floor | City of Industry, CA 91748 | | Center Bank | Mr. Jason K. Kim | Senior Vice President | 253 N Western Avenue | Los Angeles, CA 90004 | | Central California Bank | Mr. Heather Conn | SBA Group Manager | 2365 Iron Point Road #100 | Folsom, CA 95630 | | Central Valley Community Bank | Ms. Lesley Lang-Lopez | SBA Manager | 624 Pollasky Avenue | Clovis, CA 93612 | | Citibank (West), FSB | Ms. George Glines | Natl Director SBA Lending | 320 N Harbor Blvd Suite A | Fullerton, CA 92832 | | Citibank, Federal Savings Bank | Ms. George Glines | Natl Director SBA Lending | 320 N Harbor Blvd Suite A | Fullerton, CA 92832 | | Citibank, N.A. | Ms. George Glines | Natl Director SBA Lending | 320 N Harbor Blvd Suite A | Fullerton, CA 92832 | | Citizens Business Bank | Mr. Richard Jett | Vice President/Manager | 701 North Haven Avenue, Suite 210 | Ontario, CA 91764 | | City National Bank | Mr. Anthony M. Fahr | Senior VP and Manager | 606 South Olive Street, Suite 2110 | Los Angeles, CA 90014 | | Coast National Bank | Ms. Davina A. Palazzo | Executive Vice President | 500 Marsh Street | San Luis Obispo, CA 93401 | | Comerica Bank | Ms. Margaret Bradshaw | Executive Vice President | 333 W Santa Clara | San Jose, CA 95113 | | Commonwealth Business Bank | Mr. Sylvester Kim | FVP & Manager | 5055 Wilshire Blvd Suite 100 | Los Angeles, CA 90036 | | Community Bank (California) | Ms. Deborah Gallagher | Senior Vice President | 1041 West Badillo Street, Ste. 115 | Covina, CA 91722 | | Community Bank of Central California | Ms. Sandra M. Hunter-Ferris | First VP SBA Dept. Manage | 301 Main Street, PO Box 450 | Salinas, CA 93902 | | Community National Bank (California) | Mr. Gary Youmans | Executive Vice President | 900 Canterbury Place, Suite 300 | Escondido, CA 92025 | | Community West Bank, National Association | Ms. Cynthia Hooper | Senior Vice President | 445 Pine Ave. | Goleta, CA 93117 | | County Bank | Mr. Michael Fanucchi | Manager | P.O. Box 1191 | Merced, CA 95341 | | Desert Community Bank (CA) | Ms. Nancy M. Decou | SVP, Bus. Loan Center Mgr | 12530 Hesperia Road, Suite 219 | Victorville, CA 92392 | | Discovery Bank | Mr. Stanley M. Cruse | Executive Vice President | 338 Via Vera Cruz | San Marcos, CA 92078 | | East-West Bank | Ms. Kathleen T. Kwan | Senior Vice President | 475 Huntington Dr. | San Marino, CA 91108 | | Excel National Bank | Ms. Sally Farrell Warner | Senior Vice President | 9701 Wilshire Blvd | Beverly Hills, CA 90212 | | Far East National Bank | Mr. David K. Ezaki | First Vice President | 105 E. Valley Blvd. 2nd Floor | Alhambra, CA 91801 | | Farmers and Merchants Bank of Central California | Mr. Stephen Barney | Assistant Vice President | P.O. Box 3000 | Lodi, CA 95241 | | First California Bank | Mr. Lance Martin | Vice President | 1150 Paseo Camarillo | Camarillo, CA 93010 | | First Commerce Bank | Ms. Ana Voskanian | Vice President | 16861 Ventura Blvd., Suite 100 | Encino, CA 91436 | | First Community Bank | Mr. Rich Grant | Senior Vice President | 438 First Street | Santa Rosa, CA 95404 | | First National Bank (California) | Mr. Abel Tellez | SVP, SBA Lending Group | 401 West A Street 2nd Floor | San Diego, CA 92101 | | First National Bank of North County | Mr. Chuck Tarquini | VP SBA Department Manager | 1145 San Marine Drive | San Marcos, CA 92069 | | First National Bank of Northern California | Ms. Janine Perrignon | VP/SBA Loan Manager | 65 Post St. | San Francisco, CA 94104 | | First Northern Bank of Dixon | Mr. Steven McCurley | Vice President/SBA Mgr. | 700 J Street, Suite M102 | Sacramento, CA 95814 | | First Private Bank & Trust | Mr. James Whitney | Senior VP | 333 N. Glenoaks Blvd. | Burbank, CA 91502 | | First Standard Bank | Mr. Ki H Hong | Senior Vice President/SBA | 1000 Wilshire Blvd, #100 | Los Angeles, CA 90017 | | Foothill Independent Bank | Ms. Tricia Cruz | AVP/SBA Manager | 510 South Grand Avenue | Glendora, CA 91741 | | Fullerton Community Bank, FSB | Ms. Joan Earhart | Senior Vice President | 505 S. Villa Real, Suite 101A | Anaheim Hills, CA 92807 | | Gateway Business Bank | Ms. Ruthie Holt | Vice President, SBA Admin | 18000 Studebaker Road, Ste 550 | Cerritos, CA 90703 | | Greater Bay Bank N.A. | Ms. Roxann Middleton Burns | Senior Vice President | 60 South Market Street, Suite 150 | San Jose, CA 95113 | | Hanmi Bank | Mr. James Kim | First VP & Manager | 3327 Wilshire Blvd. | Los Angeles, CA 90010 | | Heritage Bank of Commerce | Mr. Susan Chandler | Senior Vice President | 150 Almaden Blvd. | San Jose, CA 95113 | | Heritage Oaks Bank | Ms. Kathleen Corey | Comm'l Loan Officer | 1135 Santa Rosa Street | San Luis Obispo, CA 93401 | | Inland Community Bank, National Associat | Mr. Ron DeNapoli | VP & Manager, SBA Dept. | 2910 E Inland Empire Blvd Ste 102 | Ontario, CA 91764 | | Innovative Bank | Mr. Danny Alfonso | Ass't Vice President | 360 14th Street | Oakland, CA 94612 | | InterBusiness Bank, N.A. | Mr. Frank Schwengel | Executive Vice President | 18605 E Gale Ave Suite 238 | City of Industry, CA 91748 | | International City Bank, N.A. | Ms. Patricia Randolph | Vice President | 249 E. Ocean Blvd. | Long Beach, CA 90802 | | La Jolla Bank, FSB | Ms. Amalia Martinez | SBA Manager | 128 North Broadway | Escondido, CA 92025 | | Landmark National Bank (California) | Mr. Ronald J. Perry | Senior Vice President | 7817 Ivanhoe Ave, Suite 100 | La Jolla, CA 92037 | | Legacy Bank, N.A. | Mr. Brad Lebsack | Senior Vice President | 125 E. Campbell Avenue | Campbell, CA 95008 | | Manufacturers Bank | Mr. John Woodward | Vice President/SBA Manage | 515 S. Figueroa St., Ste. 400 | Los Angeles, CA 90071 | | Mechanics Bank, The | Ms. Francine K Boards | VP & SBA Loan Pgm Mgr | 3170 Hilltop Mall Road | Richmond, CA 94806 | | Merchants Bank of California, National Association | Mr. John Liu | VP/SBA Manager | One Civic Plaza Drive | Carson, CA 90745 | | Mid-State Bank & Trust | Ms. Karen Nuno | Vice President/SBA Loans | 564 Camino Mercado, Suite 504 | Arroyo Grande, CA 93420 | | Mirae Bank | Mr. Ryan Shin | SVP & Manager | 2140 W. Olympic Blvd. | Los Angeles, CA 90006 | | Mission Community Bank | Ms. Machele K. Ruthemeyer | Senior Vice President | 581 Higuera Street | San Luis Obispo, CA 93401 | | Mission Oaks National Bank | Mr. Hector Hernandez | Senior Vice President | 41530 Enterprise Circle S, Ste. 100 | Temecula, CA 92590 | | Montecito Bank & Trust | Ms. Anne Cogan | Vice President | 14 E. Carrillo St. (PO Box 2460) | Santa Barbara, CA 93120 | | Monterey County Bank | Mr. Charles Chrietzberg, Jr. | President | Post Office Box 1309 | Monterey, CA 93942 | | Nara Bank | Mr. Young Ki Oh | SVP & Manager | 3701 Wilshire Blvd., Ste. 302 | Los Angeles, CA 90010 | | National Bank of California | Mr. Gregory A. Savino | Executive Vice President | 145 S. Fairfax Avenue | Los Angeles, CA 90036 | | Neighborhood National Bank (California) | Ms. Patty Staples | 1st VP, Manager SBA Dept | P.O. Box 420 | National City, CA 91951 | | North Valley Bank | Ms. Gary Lopp | Senior Vice President | 300 Park Marina Circle, Ste. 100 | Redding, CA 96001 | | Orange County Business Bank, National Association | Mr. J.P. Swift | SVP | 4675 Mac Arthur Court, Ste. 100 | Newport Beach, CA 92660 | | PFF Bank & Trust | Mr. Gene Rosecrans | Vice President | 9467 Milliken Avenue | Rancho Cucamonga, CA 91730 | | Pacific Capital Bank, National Association | Ms. Julie A. Foreman | VP / SBA Dept. Manager | 8000 Santa Teresa Blvd | Gilroy, CA 95020 | | Pacific City Bank | Mr. Andrew Chong | SVP & SBA Manager | 3701 Wilshire Blvd., Suite 402 | Los Angeles, CA 90010 | | Placer Sierra Bank | Ms. Patricia Kearns | Vice President | 649 Lincoln Way | Auburn, CA 95603 | | Premier Commercial Bank, National Associ | Mr. Mani Subramanian | Commercial Loan Admin. | 2400 East Katella Avenue, Ste. 625 | Anaheim, CA 92806 | | Professional Business Bank | Mr. Brandon Day | First Vice President/SBA | 250 North Orange Street | Glendale, CA 91203 | | Rabobank, National Association | Mr. Jeffrey T. Hester | Senior Vice President | 1498 Main Street | El Centro, CA 92243 | | Ramona National Bank | Mr. Art C. Demarillas | SVP/SBA Loan Manager | 1 Centerpointe Drive, Suite 210 | La Palma, CA 90623 | | Redding Bank of Commerce | Mr. Patrick J. Moty | Senior Vice President | 1951 Churn Creek Rd. | Redding, CA 96002 | | Saehan Bank | Mr. Thomas Kim | SVP/SBA Dept. Manager | 3580 Wilshire Blvd., Suite 1500 | Los Angeles, CA 90010 | | San Diego Community Bank | Mr. Larry Ley | Vice President | 318 Fourth Avenue | Chula Vista, CA 91910 | | San Diego National Bank | Mr. Marty Spuehler | VP/Manager, SBA Dept. | 4270 Executive Square, 2nd Floor | La Jolla, CA 92037 | | Santa Cruz County Bank | Mr. Angelo DeBernardo | Vice President | 325 Soquel Avenue | Santa Cruz, CA 95062 | | Seacoast Commerce Bank | Mr. Dale Smith | Vice President | 296 H Street | Chula Vista, CA 91910 | | Security Business Bank of San Diego | Mr. Thomas Welch | Senior Vice President | 701 B Street, Suite 100 | San Diego, CA 92101 | | Service 1st Bank | Mr. Patrick Carman | Executive VP & CCO | 60 W. 10th Street | Tracy, CA 95376 | | Sonoma National Bank | Ms. Sherrill J. Stockton | VP/SBA Loan Administrator | 3558 Round Barn Blvd., Ste. 300 | Santa Rosa, CA 95403 | | South County Bank, National Association | Mr. Jeff Redeker | Vice President, SBA Mgr. | 22342 Avenida Empresa | Rancho Santa Margarita, CA 92688 | | Southwest Community Bank | Mr. Dennis Stytz | Senior VP | 5810 El Camino Real, Suite D | Carlsbad, CA 92013 | | Spectrum Bank | Mr. J. C. Timmons | Executive Vice President | 15615 Elton Parkway | Irvine, CA 92618 | | Summit State Bank | Mr. Jason Ehn | SBA Loan Officer | 500 Bicentennial Way | Santa Rosa, CA 95406 | | Tamalpais Bank | Mr. Michael Rice | SVP Small Bus Lending | 4380 Redwood Hwy, Suite A-1 | San Rafael, CA 94903 | | Telesis Community Credit Union | Ms. Jean Faenza | Executive Vice President | 9301 Winnetka Avenue | Chatsworth, CA 91311 | | Temecula Valley Bank | Ms. Stephanie Bitters | SVP/SBA Operations Mgr | 27710 Jefferson Ave., Suite A 100 | Temecula, CA 92590 | | United American Bank (CA) | Mr. Mark Feathers | Senior Vice President | 101 South Ellsworth Ave., Ste. 110 | San Mateo, CA 94410 | | Union Bank of California, National Association | Mr. Eugene Gonzalez | Sr. VP, SBA Manager | 21821 Devonshire Street | Chatsworth, CA 91311 | | Umpqua Bank | Ms. Debbie Renner | Vice President | 2440 Sixth Street, PO Box 1007 | Eureka, CA 95501 | | U.S. Bank National Association | Mr. David H. Bartram | President, SBA Division | 9918 Hibert Street, 3rd Floor | San Diego, CA 92131 | | Vineyard Bank | Ms. Kirsten Hakes | Senior Vice President | 7676 Hazard Center Road | San Diego, CA 92108 | | Vintage Bank, The | Ms. Susan Jensen | VP & SBA Loan Officer | 222 Gateway Road West | Napa, CA 94558 | | Visalia Community Bank | Mr. Jerry Hawkins | Executive Vice President | 120 North Floral Street | Visalia, CA 93291 | | Vision One Credit Union | Ms. Jeanne Fletcher | SVP Lending | 3279 Ramos Circle | Sacramento, CA 95827 | | Valley Business Bank | Mr. Jeff Lefler | VP/SBA Manager | 200 S Court Street | Visalia, CA 93291 | | Valley Community Bank | Mr. Brad Lebsack | VP & SBA Loan Manager | 465 Main Street | Pleasanton, CA 94566 | | Uniti Bank | Mr. James K. Jeong | VP & Manager/SBA Dept. | 6301 Beach Blvd., Suite 100 | Buena Park, CA 90621 | | United Commercial Bank | Ms. Wai Chun Li | FVP & Manager | 199 S. Los Robles Ave., #770 | Pasadena, CA 91101 | | Zions First National Bank | Ms. Ruth Defrates | Vice President | 2399 Gateway Oaks, Suite 110 | Sacramento, CA 95833 | | Wilshire State Bank | Mr. Sungsoo Han | Senior VP & Manager | 3200 Wilshire Blvd. | Los Angeles, CA 90010 | | Western Sierra National Bank | Mr. Heather Conn | SBA Group Manager | 2365 Iron Point Road #100 | Folsom, CA 95630 | | Wachovia SBA Lending, Inc. | Ms. Donna Serres | Chief Operating Officer | 1620 E. Roseville Parkway | Roseville, CA 95661 | | | | | | |
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